Acceptance of Terms
By accessing and using FinCalc ("the Website"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.
Description of Service
FinCalc provides free online financial calculators for educational and informational purposes. Our calculators include mortgage calculators, loan calculators, investment calculators, retirement planners, and tax estimators.
Disclaimer
IMPORTANT: The calculators and information provided on this website are for general informational and educational purposes only. They are not intended to provide financial, tax, legal, or investment advice.
- Results are estimates only and may not reflect actual outcomes
- Tax laws and financial regulations vary by jurisdiction and change frequently
- Individual circumstances vary and may affect actual results
- Always consult with qualified professionals (financial advisors, tax professionals, attorneys) before making financial decisions
No Professional Advice
Nothing on this website constitutes professional financial, tax, legal, or investment advice. The use of our calculators does not create a professional-client relationship. You should not rely solely on the information provided by our calculators when making financial decisions.
Accuracy of Information
While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, completeness, or reliability of any information on this website. Tax rates, contribution limits, and other financial data may change and may not be immediately updated on our website.
Use at Your Own Risk
Your use of this website and its calculators is at your own risk. We are not responsible for any decisions you make based on the information or calculations provided by our website.
Limitation of Liability
To the fullest extent permitted by law, FinCalc and its owners, operators, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:
- Your use of or inability to use the website
- Any errors or omissions in the content
- Any decisions made based on information from our calculators
- Any unauthorized access to or use of our servers
Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of FinCalc and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
User Conduct
You agree not to:
- Use the website for any unlawful purpose
- Attempt to gain unauthorized access to our systems
- Interfere with the proper functioning of the website
- Use automated systems to access the website without permission
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of these external sites.
Modifications
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of the website after changes constitutes acceptance of the modified terms.
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
Contact
If you have questions about these Terms of Service, please contact us at:
Email: legal@financecalc.cc